Call reports 2025
EUREKA HOMESTEAD — 2025
What EUREKA HOMESTEAD reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 96,761,000 | 95,430,000 | 93,559,000 | 91,602,000 |
| Total loans | 81,129,000 | 80,254,000 | 79,234,000 | 77,980,000 |
| Allowance for loan losses | 825,000 | 825,000 | 825,000 | 800,000 |
| Securities available for sale | 3,137,000 | 2,841,000 | 2,613,000 | 2,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,744,000 | 67,146,000 | 66,796,000 | 65,013,000 |
| Interest-bearing deposits | 66,689,000 | 65,772,000 | 64,737,000 | 63,143,000 |
| Noninterest-bearing deposits | 1,055,000 | 1,374,000 | 2,059,000 | 1,870,000 |
| Equity capital | 18,951,000 | 18,820,000 | 18,696,000 | 18,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,811,000 | 2,703,000 | 3,586,000 |
| Interest expense | 516,000 | 1,031,000 | 1,568,000 | 2,111,000 |
| Net interest income | 401,000 | 780,000 | 1,135,000 | 1,475,000 |
| Noninterest income | 73,000 | 156,000 | 262,000 | 318,000 |
| Noninterest expense | 600,000 | 1,216,000 | 1,819,000 | 2,321,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -126,000 | -280,000 | -422,000 | -528,000 |
| Income tax | 15,000 | 8,000 | 2,000 | -16,000 |
| Net income | -141,000 | -288,000 | -424,000 | -512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,098,000 | 18,952,000 | 18,816,000 | 18,728,000 |
| Total capital | 19,712,000 | 19,563,000 | 19,416,000 | 19,316,000 |
| Risk-weighted assets | 48,943,000 | 48,738,000 | 47,793,000 | 46,849,000 |