Call reports 2024
EUREKA HOMESTEAD — 2024
What EUREKA HOMESTEAD reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 105,070,000 | 103,220,000 | 102,317,000 | 98,900,000 |
| Total loans | 87,136,000 | 86,378,000 | 85,475,000 | 82,797,000 |
| Allowance for loan losses | 850,000 | 850,000 | 850,000 | 825,000 |
| Securities available for sale | 4,053,000 | 3,892,000 | 3,588,000 | 3,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,217,000 | 66,336,000 | 70,661,000 | 70,804,000 |
| Interest-bearing deposits | 65,481,000 | 65,286,000 | 69,142,000 | 69,249,000 |
| Noninterest-bearing deposits | 736,000 | 1,050,000 | 1,519,000 | 1,555,000 |
| Equity capital | 19,034,000 | 19,070,000 | 19,145,000 | 19,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,062,000 | 2,108,000 | 3,113,000 | 4,039,000 |
| Interest expense | 498,000 | 1,033,000 | 1,573,000 | 2,112,000 |
| Net interest income | 564,000 | 1,075,000 | 1,540,000 | 1,927,000 |
| Noninterest income | 62,000 | 160,000 | 272,000 | 416,000 |
| Noninterest expense | 550,000 | 1,121,000 | 1,690,000 | 2,277,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 114,000 | 122,000 | 66,000 |
| Income tax | 6,000 | 10,000 | 5,000 | 3,000 |
| Net income | 70,000 | 104,000 | 117,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,236,000 | 19,274,000 | 19,290,000 | 19,240,000 |
| Total capital | 19,884,000 | 19,926,000 | 19,932,000 | 19,866,000 |
| Risk-weighted assets | 51,639,000 | 51,970,000 | 51,221,000 | 49,959,000 |