Call reports 2023
EUREKA HOMESTEAD — 2023
What EUREKA HOMESTEAD reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 102,734,000 | 103,671,000 | 103,799,000 | 105,337,000 |
| Total loans | 86,537,000 | 85,549,000 | 85,911,000 | 86,853,000 |
| Allowance for loan losses | 850,000 | 850,000 | 850,000 | 850,000 |
| Securities available for sale | 5,138,000 | 4,902,000 | 4,676,000 | 4,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,283,000 | 64,157,000 | 64,151,000 | 66,567,000 |
| Interest-bearing deposits | 62,540,000 | 63,379,000 | 63,111,000 | 65,190,000 |
| Noninterest-bearing deposits | 743,000 | 778,000 | 1,040,000 | 1,377,000 |
| Equity capital | 19,166,000 | 19,233,000 | 19,321,000 | 18,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 940,000 | 1,904,000 | 2,909,000 | 3,949,000 |
| Interest expense | 363,000 | 762,000 | 1,192,000 | 1,650,000 |
| Net interest income | 577,000 | 1,142,000 | 1,717,000 | 2,299,000 |
| Noninterest income | 88,000 | 254,000 | 361,000 | 437,000 |
| Noninterest expense | 583,000 | 1,198,000 | 1,761,000 | 2,369,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 82,000 | 198,000 | 317,000 | 367,000 |
| Income tax | 13,000 | 36,000 | 51,000 | 58,000 |
| Net income | 69,000 | 162,000 | 266,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,364,000 | 19,461,000 | 19,568,000 | 19,162,000 |
| Total capital | 20,035,000 | 20,115,000 | 20,215,000 | 19,804,000 |
| Risk-weighted assets | 53,538,000 | 52,180,000 | 51,617,000 | 51,233,000 |