Call reports 2022
EUREKA HOMESTEAD — 2022
What EUREKA HOMESTEAD reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 100,703,000 | 104,305,000 | 104,920,000 | 103,299,000 |
| Total loans | 78,839,000 | 84,466,000 | 86,579,000 | 86,694,000 |
| Allowance for loan losses | 858,000 | 858,000 | 858,000 | 850,000 |
| Securities available for sale | 4,565,000 | 6,207,000 | 5,636,000 | 5,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,531,000 | 65,595,000 | 66,130,000 | 63,887,000 |
| Interest-bearing deposits | 59,905,000 | 63,760,000 | 63,988,000 | 62,220,000 |
| Noninterest-bearing deposits | 2,626,000 | 1,835,000 | 2,142,000 | 1,667,000 |
| Equity capital | 19,421,000 | 18,934,000 | 18,931,000 | 19,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,479,000 | 2,344,000 | 3,281,000 |
| Interest expense | 264,000 | 537,000 | 856,000 | 1,183,000 |
| Net interest income | 436,000 | 942,000 | 1,488,000 | 2,098,000 |
| Noninterest income | 225,000 | 367,000 | 563,000 | 644,000 |
| Noninterest expense | 614,000 | 1,156,000 | 1,772,000 | 2,329,000 |
| Provision for loan losses | 0 | 0 | 0 | -8,000 |
| Pretax income | 47,000 | 153,000 | 279,000 | 421,000 |
| Income tax | 5,000 | 6,000 | 35,000 | 41,000 |
| Net income | 42,000 | 147,000 | 244,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,506,000 | 19,050,000 | 19,151,000 | 19,291,000 |
| Total capital | 20,152,000 | 19,734,000 | 19,828,000 | 19,974,000 |
| Risk-weighted assets | 51,520,000 | 54,605,000 | 54,036,000 | 54,528,000 |