Call reports 2021
EUREKA HOMESTEAD — 2021
What EUREKA HOMESTEAD reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 101,999,000 | 106,960,000 | 104,398,000 | 103,595,000 |
| Total loans | 78,805,000 | 77,832,000 | 76,821,000 | 77,201,000 |
| Allowance for loan losses | 858,000 | 858,000 | 858,000 | 858,000 |
| Securities available for sale | 5,791,000 | 5,560,000 | 6,241,000 | 5,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,638,000 | 67,371,000 | 65,998,000 | 65,252,000 |
| Interest-bearing deposits | 59,457,000 | 63,430,000 | 61,929,000 | 60,962,000 |
| Noninterest-bearing deposits | 3,181,000 | 3,941,000 | 4,069,000 | 4,290,000 |
| Equity capital | 19,269,000 | 19,440,000 | 19,464,000 | 19,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 753,000 | 1,472,000 | 2,179,000 | 2,904,000 |
| Interest expense | 316,000 | 618,000 | 906,000 | 1,180,000 |
| Net interest income | 437,000 | 854,000 | 1,273,000 | 1,724,000 |
| Noninterest income | 279,000 | 622,000 | 894,000 | 1,058,000 |
| Noninterest expense | 568,000 | 1,193,000 | 1,838,000 | 2,403,000 |
| Provision for loan losses | 8,000 | 0 | 0 | 0 |
| Pretax income | 140,000 | 283,000 | 329,000 | 379,000 |
| Income tax | 0 | 6,000 | 18,000 | 8,000 |
| Net income | 140,000 | 277,000 | 311,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,229,000 | 19,366,000 | 19,400,000 | 19,460,000 |
| Total capital | 19,852,000 | 20,005,000 | 20,029,000 | 20,098,000 |
| Risk-weighted assets | 49,638,000 | 50,953,000 | 50,160,000 | 50,892,000 |