Call reports 2020
EUREKA HOMESTEAD — 2020
What EUREKA HOMESTEAD reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 107,113,000 | 104,844,000 | 104,577,000 | 99,903,000 |
| Total loans | 77,461,000 | 72,517,000 | 72,064,000 | 74,350,000 |
| Allowance for loan losses | 850,000 | 850,000 | 850,000 | 850,000 |
| Securities available for sale | 5,101,000 | 4,558,000 | 6,247,000 | 6,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,883,000 | 62,548,000 | 62,019,000 | 60,568,000 |
| Interest-bearing deposits | 57,753,000 | 56,366,000 | 55,564,000 | 56,428,000 |
| Noninterest-bearing deposits | 6,130,000 | 6,182,000 | 6,455,000 | 4,140,000 |
| Equity capital | 19,022,000 | 19,050,000 | 19,072,000 | 19,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,669,000 | 2,358,000 | 3,070,000 |
| Interest expense | 448,000 | 870,000 | 1,253,000 | 1,596,000 |
| Net interest income | 443,000 | 799,000 | 1,105,000 | 1,474,000 |
| Noninterest income | 243,000 | 444,000 | 720,000 | 999,000 |
| Noninterest expense | 631,000 | 1,235,000 | 1,802,000 | 2,373,000 |
| Provision for loan losses | 0 | 0 | 0 | -2,000 |
| Pretax income | 55,000 | 8,000 | 23,000 | 102,000 |
| Income tax | 0 | -62,000 | -62,000 | -49,000 |
| Net income | 55,000 | 70,000 | 85,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,993,000 | 19,007,000 | 19,023,000 | 19,089,000 |
| Total capital | 19,589,000 | 19,580,000 | 19,586,000 | 19,658,000 |
| Risk-weighted assets | 47,506,000 | 45,643,000 | 44,762,000 | 45,286,000 |