Call reports 2019
EUREKA HOMESTEAD — 2019
What EUREKA HOMESTEAD reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 98,403,000 | 110,345,000 | 108,655,000 | 106,015,000 |
| Total loans | 81,762,000 | 80,986,000 | 84,072,000 | 81,272,000 |
| Allowance for loan losses | 850,000 | 850,000 | 850,000 | 850,000 |
| Securities available for sale | 6,589,000 | 7,290,000 | 6,805,000 | 5,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,926,000 | 72,733,000 | 65,141,000 | 64,861,000 |
| Interest-bearing deposits | 59,009,000 | 71,631,000 | 58,340,000 | 58,045,000 |
| Noninterest-bearing deposits | 917,000 | 1,102,000 | 6,801,000 | 6,816,000 |
| Equity capital | 12,316,000 | 12,399,000 | 19,065,000 | 18,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,914,000 | 2,919,000 | 3,894,000 |
| Interest expense | 468,000 | 964,000 | 1,463,000 | 1,943,000 |
| Net interest income | 487,000 | 950,000 | 1,456,000 | 1,951,000 |
| Noninterest income | 89,000 | 220,000 | 498,000 | 689,000 |
| Noninterest expense | 537,000 | 1,106,000 | 1,760,000 | 2,356,000 |
| Provision for loan losses | -9,000 | -9,000 | -9,000 | -9,000 |
| Pretax income | 48,000 | 73,000 | 203,000 | 300,000 |
| Income tax | 5,000 | 6,000 | 28,000 | 255,000 |
| Net income | 43,000 | 67,000 | 175,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,378,000 | 12,402,000 | 19,067,000 | 18,938,000 |
| Total capital | 13,005,000 | 13,058,000 | 19,709,000 | 19,568,000 |
| Risk-weighted assets | 49,948,000 | 52,363,000 | 51,201,000 | 50,256,000 |