Call reports 2018
EUREKA HOMESTEAD — 2018
What EUREKA HOMESTEAD reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 96,484,000 | 99,933,000 | 99,800,000 | 98,070,000 |
| Total loans | 80,888,000 | 83,436,000 | 83,114,000 | 82,451,000 |
| Allowance for loan losses | 850,000 | 850,000 | 850,000 | 850,000 |
| Securities available for sale | 5,812,000 | 5,499,000 | 7,087,000 | 5,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,739,000 | 54,556,000 | 60,303,000 | 57,629,000 |
| Interest-bearing deposits | 54,916,000 | 53,481,000 | 58,868,000 | 56,183,000 |
| Noninterest-bearing deposits | 823,000 | 1,075,000 | 1,435,000 | 1,446,000 |
| Equity capital | 11,949,000 | 11,977,000 | 12,056,000 | 12,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,810,000 | 2,777,000 | 3,843,000 |
| Interest expense | 357,000 | 752,000 | 1,198,000 | 1,654,000 |
| Net interest income | 550,000 | 1,058,000 | 1,579,000 | 2,189,000 |
| Noninterest income | 44,000 | 156,000 | 320,000 | 448,000 |
| Noninterest expense | 536,000 | 1,101,000 | 1,670,000 | 2,244,000 |
| Provision for loan losses | -11,000 | -11,000 | -11,000 | -11,000 |
| Pretax income | 69,000 | 124,000 | 240,000 | 349,000 |
| Income tax | 11,000 | 18,000 | 36,000 | 54,000 |
| Net income | 58,000 | 106,000 | 204,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,097,000 | 12,145,000 | 12,244,000 | 12,335,000 |
| Total capital | 12,723,000 | 12,784,000 | 12,881,000 | 12,961,000 |
| Risk-weighted assets | 49,886,000 | 50,969,000 | 50,824,000 | 49,896,000 |