Call reports 2017
EUREKA HOMESTEAD — 2017
What EUREKA HOMESTEAD reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 89,666,000 | 88,781,000 | 93,440,000 | 94,636,000 |
| Total loans | 71,941,000 | 73,491,000 | 77,692,000 | 80,771,000 |
| Allowance for loan losses | 900,000 | 900,000 | 900,000 | 850,000 |
| Securities available for sale | 7,314,000 | 6,929,000 | 6,542,000 | 6,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,880,000 | 46,336,000 | 49,746,000 | 54,400,000 |
| Interest-bearing deposits | 46,068,000 | 45,367,000 | 48,466,000 | 53,091,000 |
| Noninterest-bearing deposits | 812,000 | 969,000 | 1,280,000 | 1,309,000 |
| Equity capital | 11,973,000 | 12,052,000 | 12,094,000 | 11,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,625,000 | 2,463,000 | 3,376,000 |
| Interest expense | 315,000 | 623,000 | 949,000 | 1,289,000 |
| Net interest income | 483,000 | 1,002,000 | 1,514,000 | 2,087,000 |
| Noninterest income | 112,000 | 247,000 | 322,000 | 405,000 |
| Noninterest expense | 583,000 | 1,152,000 | 1,698,000 | 2,233,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 12,000 | 97,000 | 138,000 | 239,000 |
| Income tax | -4,000 | 17,000 | 23,000 | 264,000 |
| Net income | 16,000 | 80,000 | 115,000 | -25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,064,000 | 12,128,000 | 12,163,000 | 12,040,000 |
| Total capital | 12,635,000 | 12,717,000 | 12,780,000 | 12,660,000 |
| Risk-weighted assets | 45,368,000 | 46,854,000 | 49,096,000 | 49,383,000 |