Call reports 2016
EUREKA HOMESTEAD — 2016
What EUREKA HOMESTEAD reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 89,028,000 | 88,859,000 | 91,968,000 | 92,279,000 |
| Total loans | 69,225,000 | 71,426,000 | 74,200,000 | 71,912,000 |
| Allowance for loan losses | 900,000 | 900,000 | 900,000 | 900,000 |
| Securities available for sale | 9,421,000 | 9,009,000 | 8,365,000 | 7,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,504,000 | 45,072,000 | 49,080,000 | 49,515,000 |
| Interest-bearing deposits | 47,504,000 | 45,072,000 | 47,801,000 | 48,255,000 |
| Noninterest-bearing deposits | 0 | 0 | 1,279,000 | 1,260,000 |
| Equity capital | 11,968,000 | 12,045,000 | 12,059,000 | 11,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,624,000 | 2,445,000 | 3,244,000 |
| Interest expense | 310,000 | 619,000 | 933,000 | 1,253,000 |
| Net interest income | 504,000 | 1,005,000 | 1,512,000 | 1,991,000 |
| Noninterest income | 84,000 | 224,000 | 343,000 | 469,000 |
| Noninterest expense | 571,000 | 1,163,000 | 1,710,000 | 2,326,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 65,000 | 144,000 | 133,000 |
| Income tax | -3,000 | 6,000 | 25,000 | -9,000 |
| Net income | 19,000 | 59,000 | 119,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,925,000 | 11,965,000 | 12,026,000 | 12,048,000 |
| Total capital | 12,479,000 | 12,539,000 | 12,610,000 | 12,627,000 |
| Risk-weighted assets | 43,990,000 | 45,631,000 | 46,412,000 | 46,050,000 |