Call reports 2015
EUREKA HOMESTEAD — 2015
What EUREKA HOMESTEAD reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 96,950,000 | 97,168,000 | 94,758,000 | 91,587,000 |
| Total loans | 63,797,000 | 62,901,000 | 63,674,000 | 64,872,000 |
| Allowance for loan losses | 900,000 | 820,000 | 820,000 | 900,000 |
| Securities available for sale | 21,225,000 | 20,231,000 | 17,397,000 | 10,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,493,000 | 52,552,000 | 50,124,000 | 48,377,000 |
| Interest-bearing deposits | 53,493,000 | 52,552,000 | 50,124,000 | 48,377,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 11,878,000 | 11,787,000 | 11,922,000 | 11,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,588,000 | 2,385,000 | 3,194,000 |
| Interest expense | 321,000 | 643,000 | 962,000 | 1,276,000 |
| Net interest income | 481,000 | 945,000 | 1,423,000 | 1,918,000 |
| Noninterest income | 88,000 | 226,000 | 329,000 | 402,000 |
| Noninterest expense | 601,000 | 1,205,000 | 1,783,000 | 2,326,000 |
| Provision for loan losses | 0 | 0 | -14,000 | -52,000 |
| Pretax income | -4,000 | -6,000 | 24,000 | 22,000 |
| Income tax | -17,000 | -39,000 | -41,000 | -30,000 |
| Net income | 13,000 | 33,000 | 65,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,868,000 | 11,888,000 | 11,920,000 | 11,906,000 |
| Total capital | 12,420,000 | 12,438,000 | 12,474,000 | 12,453,000 |
| Risk-weighted assets | 43,820,000 | 43,708,000 | 44,028,000 | 43,420,000 |