Call reports 2014
EUREKA HOMESTEAD — 2014
What EUREKA HOMESTEAD reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 95,640,000 | 98,444,000 | 98,886,000 | 99,211,000 |
| Total loans | 63,233,000 | 64,858,000 | 63,165,000 | 62,737,000 |
| Allowance for loan losses | 900,000 | 900,000 | 900,000 | 900,000 |
| Securities available for sale | 24,281,000 | 25,626,000 | 25,198,000 | 22,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,849,000 | 59,973,000 | 56,534,000 | 55,699,000 |
| Interest-bearing deposits | 60,849,000 | 59,973,000 | 56,534,000 | 55,699,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 11,467,000 | 11,650,000 | 11,613,000 | 11,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,679,000 | 2,467,000 | 3,307,000 |
| Interest expense | 316,000 | 633,000 | 960,000 | 1,291,000 |
| Net interest income | 532,000 | 1,046,000 | 1,507,000 | 2,016,000 |
| Noninterest income | 61,000 | 164,000 | 255,000 | 362,000 |
| Noninterest expense | 547,000 | 1,143,000 | 1,795,000 | 2,388,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 46,000 | 83,000 | -14,000 | 22,000 |
| Income tax | 9,000 | 15,000 | -71,000 | -66,000 |
| Net income | 37,000 | 68,000 | 57,000 | 88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,829,000 | 11,835,000 | 11,824,000 | 11,855,000 |
| Total capital | 12,407,000 | 12,425,000 | 12,418,000 | 12,438,000 |
| Risk-weighted assets | 44,533,000 | 45,516,000 | 45,800,000 | 45,390,000 |