Call reports 2013
EUREKA HOMESTEAD — 2013
What EUREKA HOMESTEAD reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 93,318,000 | 95,442,000 | 93,543,000 | 94,471,000 |
| Total loans | 61,227,000 | 64,891,000 | 60,401,000 | 62,497,000 |
| Allowance for loan losses | 1,000,000 | 1,000,000 | 900,000 | 900,000 |
| Securities available for sale | 22,053,000 | 23,158,000 | 25,676,000 | 24,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,222,000 | 61,248,000 | 60,182,000 | 59,564,000 |
| Interest-bearing deposits | 60,222,000 | 61,248,000 | 60,182,000 | 59,564,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 11,718,000 | 11,456,000 | 11,441,000 | 11,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,700,000 | 2,524,000 | 3,383,000 |
| Interest expense | 325,000 | 646,000 | 963,000 | 1,281,000 |
| Net interest income | 539,000 | 1,054,000 | 1,561,000 | 2,102,000 |
| Noninterest income | 80,000 | 199,000 | 290,000 | 428,000 |
| Noninterest expense | 533,000 | 1,097,000 | 1,706,000 | 2,315,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 118,000 | 107,000 | 177,000 |
| Income tax | -21,000 | -5,000 | -17,000 | -1,000 |
| Net income | 69,000 | 123,000 | 124,000 | 178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,657,000 | 11,681,000 | 11,748,000 | 11,797,000 |
| Total capital | 12,232,000 | 12,249,000 | 12,335,000 | 12,385,000 |
| Risk-weighted assets | 45,563,000 | 44,983,000 | 44,671,000 | 45,013,000 |