Call reports 2012
EUREKA HOMESTEAD — 2012
What EUREKA HOMESTEAD reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 94,194,000 | 93,315,000 | 92,284,000 | 91,322,000 |
| Total loans | 53,479,000 | 55,607,000 | 57,099,000 | 59,228,000 |
| Allowance for loan losses | 900,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 32,574,000 | 29,219,000 | 25,912,000 | 23,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,267,000 | 60,144,000 | 58,698,000 | 57,865,000 |
| Interest-bearing deposits | 62,267,000 | 60,144,000 | 58,698,000 | 57,865,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 11,748,000 | 11,731,000 | 11,848,000 | 11,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,810,000 | 2,693,000 | 3,500,000 |
| Interest expense | 390,000 | 755,000 | 1,107,000 | 1,445,000 |
| Net interest income | 519,000 | 1,055,000 | 1,586,000 | 2,055,000 |
| Noninterest income | 98,000 | 300,000 | 471,000 | 609,000 |
| Noninterest expense | 640,000 | 1,199,000 | 1,814,000 | 2,349,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | -30,000 | 18,000 | 107,000 | 179,000 |
| Income tax | -123,000 | -115,000 | -96,000 | -74,000 |
| Net income | 93,000 | 133,000 | 203,000 | 253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,428,000 | 11,504,000 | 11,578,000 | 11,604,000 |
| Total capital | 11,976,000 | 12,069,000 | 12,177,000 | 12,191,000 |
| Risk-weighted assets | 41,592,000 | 42,797,000 | 45,315,000 | 45,689,000 |