Call reports 2020
AMERICAN BANK OF THE NORTH — 2020
What AMERICAN BANK OF THE NORTH reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 519,180,000 | 618,576,000 | 630,842,000 | 636,041,000 |
| Total loans | 389,505,000 | 447,531,000 | 432,266,000 | 408,051,000 |
| Allowance for loan losses | 5,890,000 | 6,572,000 | 39,000 | 357,000 |
| Securities available for sale | 49,807,000 | 86,610,000 | 84,621,000 | 59,408,000 |
| Securities held to maturity | 1,154,000 | 1,154,000 | 1,152,000 | 1,152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,123,000 | 540,505,000 | 559,121,000 | 572,185,000 |
| Interest-bearing deposits | 414,735,000 | 481,525,000 | 495,094,000 | 514,960,000 |
| Noninterest-bearing deposits | 38,388,000 | 58,980,000 | 64,027,000 | 57,225,000 |
| Equity capital | 58,988,000 | 60,353,000 | 52,682,000 | 54,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,250,000 | 10,828,000 | 1,732,000 | 7,742,000 |
| Interest expense | 469,000 | 846,000 | 71,000 | 327,000 |
| Net interest income | 4,781,000 | 9,982,000 | 1,661,000 | 7,415,000 |
| Noninterest income | 760,000 | 1,952,000 | 269,000 | 1,491,000 |
| Noninterest expense | 3,675,000 | 7,491,000 | 1,141,000 | 5,351,000 |
| Provision for loan losses | 0 | 700,000 | 35,000 | 186,000 |
| Pretax income | 1,874,000 | 3,751,000 | 754,000 | 3,369,000 |
| Income tax | 483,000 | 968,000 | 205,000 | 889,000 |
| Net income | 1,391,000 | 2,783,000 | 549,000 | 2,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,963,000 | 59,355,000 | 45,712,000 | 47,820,000 |
| Total capital | 62,776,000 | 64,215,000 | 45,751,000 | 48,177,000 |
| Risk-weighted assets | 383,974,000 | 387,075,000 | 368,959,000 | 366,933,000 |