Call reports 2018
AMERICAN BANK OF THE NORTH — 2018
What AMERICAN BANK OF THE NORTH reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 540,277,000 | 542,597,000 | 546,552,000 | 540,407,000 |
| Total loans | 433,844,000 | 430,266,000 | 407,995,000 | 404,315,000 |
| Allowance for loan losses | 6,473,000 | 7,600,000 | 7,645,000 | 7,618,000 |
| Securities available for sale | 82,419,000 | 82,008,000 | 87,009,000 | 86,640,000 |
| Securities held to maturity | 243,000 | 243,000 | 241,000 | 241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,660,000 | 473,377,000 | 475,576,000 | 466,378,000 |
| Interest-bearing deposits | 431,107,000 | 427,362,000 | 424,412,000 | 418,517,000 |
| Noninterest-bearing deposits | 41,553,000 | 46,015,000 | 51,164,000 | 47,861,000 |
| Equity capital | 50,810,000 | 51,876,000 | 52,846,000 | 55,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,149,000 | 10,422,000 | 15,902,000 | 21,345,000 |
| Interest expense | 440,000 | 887,000 | 1,331,000 | 1,793,000 |
| Net interest income | 4,709,000 | 9,535,000 | 14,571,000 | 19,552,000 |
| Noninterest income | 1,238,000 | 2,310,000 | 3,393,000 | 4,482,000 |
| Noninterest expense | 4,396,000 | 8,470,000 | 12,658,000 | 16,677,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,551,000 | 3,375,000 | 5,306,000 | 7,357,000 |
| Income tax | 392,000 | 849,000 | 1,342,000 | 1,866,000 |
| Net income | 1,159,000 | 2,526,000 | 3,964,000 | 5,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,339,000 | 52,223,000 | 54,112,000 | 55,980,000 |
| Total capital | 55,858,000 | 57,644,000 | 59,292,000 | 61,090,000 |
| Risk-weighted assets | 439,973,000 | 431,016,000 | 411,567,000 | 406,301,000 |