Call reports 2017
AMERICAN BANK OF THE NORTH — 2017
What AMERICAN BANK OF THE NORTH reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 554,917,000 | 564,420,000 | 564,250,000 | 549,676,000 |
| Total loans | 455,026,000 | 454,326,000 | 437,728,000 | 440,863,000 |
| Allowance for loan losses | 7,685,000 | 7,336,000 | 7,785,000 | 7,306,000 |
| Securities available for sale | 69,466,000 | 65,521,000 | 71,422,000 | 83,565,000 |
| Securities held to maturity | 324,000 | 324,000 | 322,000 | 259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,499,000 | 490,612,000 | 488,864,000 | 473,720,000 |
| Interest-bearing deposits | 442,755,000 | 446,975,000 | 444,352,000 | 429,436,000 |
| Noninterest-bearing deposits | 40,744,000 | 43,637,000 | 44,512,000 | 44,284,000 |
| Equity capital | 51,431,000 | 52,555,000 | 53,023,000 | 50,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,257,000 | 10,577,000 | 15,926,000 | 21,176,000 |
| Interest expense | 467,000 | 938,000 | 1,393,000 | 1,849,000 |
| Net interest income | 4,790,000 | 9,639,000 | 14,533,000 | 19,327,000 |
| Noninterest income | 845,000 | 2,013,000 | 2,290,000 | 3,175,000 |
| Noninterest expense | 4,274,000 | 8,855,000 | 13,059,000 | 17,749,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 300,000 |
| Pretax income | 1,361,000 | 2,817,000 | 3,496,000 | 4,485,000 |
| Income tax | 482,000 | 983,000 | 1,158,000 | 4,397,000 |
| Net income | 879,000 | 1,834,000 | 2,338,000 | 88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,834,000 | 48,900,000 | 50,017,000 | 49,286,000 |
| Total capital | 53,651,000 | 54,642,000 | 55,637,000 | 54,902,000 |
| Risk-weighted assets | 462,318,000 | 456,983,000 | 446,596,000 | 447,042,000 |