Call reports 2014
AMERICAN BANK OF THE NORTH — 2014
What AMERICAN BANK OF THE NORTH reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 540,422,000 | 549,680,000 | 546,170,000 | 550,685,000 |
| Total loans | 430,880,000 | 447,043,000 | 443,769,000 | 448,376,000 |
| Allowance for loan losses | 12,088,000 | 10,231,000 | 9,860,000 | 8,791,000 |
| Securities available for sale | 75,520,000 | 68,248,000 | 66,120,000 | 63,498,000 |
| Securities held to maturity | 1,401,000 | 1,400,000 | 1,399,000 | 1,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 487,257,000 | 476,811,000 | 485,376,000 | 474,846,000 |
| Interest-bearing deposits | 451,882,000 | 441,801,000 | 446,042,000 | 433,413,000 |
| Noninterest-bearing deposits | 35,375,000 | 35,010,000 | 39,334,000 | 41,433,000 |
| Equity capital | 31,606,000 | 33,213,000 | 33,987,000 | 34,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,992,000 | 10,271,000 | 15,631,000 | 20,941,000 |
| Interest expense | 450,000 | 887,000 | 1,321,000 | 1,750,000 |
| Net interest income | 4,542,000 | 9,384,000 | 14,310,000 | 19,191,000 |
| Noninterest income | 823,000 | 1,633,000 | 2,332,000 | 2,593,000 |
| Noninterest expense | 4,257,000 | 8,988,000 | 13,533,000 | 18,452,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,154,000 | 2,095,000 | 3,167,000 | 3,446,000 |
| Income tax | 9,000 | 9,000 | 9,000 | 9,000 |
| Net income | 1,145,000 | 2,086,000 | 3,158,000 | 3,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,060,000 | 33,001,000 | 34,072,000 | 34,351,000 |
| Total capital | 37,165,000 | 38,289,000 | 39,327,000 | 39,674,000 |
| Risk-weighted assets | 401,423,000 | 418,130,000 | 415,816,000 | 422,364,000 |