Call reports 2013
AMERICAN BANK OF THE NORTH — 2013
What AMERICAN BANK OF THE NORTH reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 559,945,000 | 541,956,000 | 547,289,000 | 539,254,000 |
| Total loans | 444,454,000 | 444,425,000 | 431,116,000 | 425,315,000 |
| Allowance for loan losses | 14,085,000 | 14,807,000 | 13,913,000 | 12,939,000 |
| Securities available for sale | 80,119,000 | 64,365,000 | 78,185,000 | 80,928,000 |
| Securities held to maturity | 2,009,000 | 2,010,000 | 1,763,000 | 1,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,714,000 | 483,350,000 | 492,211,000 | 479,410,000 |
| Interest-bearing deposits | 464,735,000 | 452,720,000 | 451,805,000 | 443,100,000 |
| Noninterest-bearing deposits | 30,979,000 | 30,630,000 | 40,406,000 | 36,310,000 |
| Equity capital | 32,308,000 | 31,209,000 | 32,072,000 | 29,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,366,000 | 10,608,000 | 15,787,000 | 20,893,000 |
| Interest expense | 563,000 | 1,087,000 | 1,606,000 | 2,085,000 |
| Net interest income | 4,803,000 | 9,521,000 | 14,181,000 | 18,808,000 |
| Noninterest income | 550,000 | 1,068,000 | 1,390,000 | 226,000 |
| Noninterest expense | 4,407,000 | 8,965,000 | 13,165,000 | 17,768,000 |
| Provision for loan losses | 510,000 | 510,000 | 510,000 | 510,000 |
| Pretax income | 505,000 | 1,356,000 | 2,138,000 | 1,011,000 |
| Income tax | 5,000 | 9,000 | 9,000 | 9,000 |
| Net income | 500,000 | 1,347,000 | 2,129,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,413,000 | 31,260,000 | 32,042,000 | 30,915,000 |
| Total capital | 35,770,000 | 36,542,000 | 37,264,000 | 35,993,000 |
| Risk-weighted assets | 419,817,000 | 413,014,000 | 409,051,000 | 398,398,000 |