Call reports 2011
AMERICAN BANK OF THE NORTH — 2011
What AMERICAN BANK OF THE NORTH reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 644,368,000 | 637,704,000 | 644,019,000 | 618,857,000 |
| Total loans | 547,500,000 | 535,899,000 | 512,778,000 | 494,368,000 |
| Allowance for loan losses | 12,196,000 | 11,448,000 | 13,623,000 | 20,533,000 |
| Securities available for sale | 59,289,000 | 61,174,000 | 69,483,000 | 83,005,000 |
| Securities held to maturity | 2,627,000 | 2,627,000 | 2,625,000 | 2,601,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 574,540,000 | 568,767,000 | 581,669,000 | 567,237,000 |
| Interest-bearing deposits | 536,354,000 | 528,249,000 | 534,360,000 | 529,219,000 |
| Noninterest-bearing deposits | 38,186,000 | 40,518,000 | 47,309,000 | 38,018,000 |
| Equity capital | 49,956,000 | 51,861,000 | 47,395,000 | 38,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,705,000 | 15,143,000 | 22,420,000 | 29,001,000 |
| Interest expense | 1,330,000 | 2,581,000 | 3,784,000 | 4,931,000 |
| Net interest income | 6,375,000 | 12,562,000 | 18,636,000 | 24,070,000 |
| Noninterest income | 369,000 | 744,000 | -13,000 | -2,861,000 |
| Noninterest expense | 4,047,000 | 8,355,000 | 12,953,000 | 17,519,000 |
| Provision for loan losses | 500,000 | 2,010,000 | 10,010,000 | 18,510,000 |
| Pretax income | 2,197,000 | 2,941,000 | -3,134,000 | -12,545,000 |
| Income tax | 0 | 0 | 2,000 | 5,000 |
| Net income | 2,197,000 | 2,941,000 | -3,136,000 | -12,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,294,000 | 51,039,000 | 44,964,000 | 35,552,000 |
| Total capital | 56,752,000 | 57,383,000 | 51,054,000 | 41,465,000 |
| Risk-weighted assets | 510,927,000 | 502,416,000 | 479,669,000 | 458,427,000 |