Call reports 2010
AMERICAN BANK OF THE NORTH — 2010
What AMERICAN BANK OF THE NORTH reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 666,740,000 | 683,779,000 | 690,727,000 | 643,436,000 |
| Total loans | 575,597,000 | 586,793,000 | 565,380,000 | 554,041,000 |
| Allowance for loan losses | 11,991,000 | 12,752,000 | 10,499,000 | 13,438,000 |
| Securities available for sale | 52,051,000 | 57,710,000 | 72,593,000 | 58,026,000 |
| Securities held to maturity | 2,753,000 | 2,566,000 | 2,440,000 | 2,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 595,572,000 | 606,465,000 | 613,457,000 | 579,747,000 |
| Interest-bearing deposits | 567,871,000 | 575,475,000 | 576,457,000 | 544,740,000 |
| Noninterest-bearing deposits | 27,701,000 | 30,990,000 | 37,000,000 | 35,007,000 |
| Equity capital | 58,053,000 | 58,278,000 | 57,682,000 | 47,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,774,000 | 17,489,000 | 26,047,000 | 34,135,000 |
| Interest expense | 2,802,000 | 5,575,000 | 7,998,000 | 9,740,000 |
| Net interest income | 5,972,000 | 11,914,000 | 18,049,000 | 24,395,000 |
| Noninterest income | 672,000 | 1,225,000 | 171,000 | -111,000 |
| Noninterest expense | 3,553,000 | 7,624,000 | 11,637,000 | 16,034,000 |
| Provision for loan losses | 0 | 1,750,000 | 4,825,000 | 13,125,000 |
| Pretax income | 3,091,000 | 3,803,000 | 1,796,000 | -4,573,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 3,090,000 | 3,801,000 | 1,792,000 | -4,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,060,000 | 56,973,000 | 54,465,000 | 48,096,000 |
| Total capital | 64,853,000 | 63,857,000 | 61,107,000 | 54,615,000 |
| Risk-weighted assets | 538,233,000 | 544,856,000 | 527,502,000 | 514,591,000 |