Call reports 2009
AMERICAN BANK OF THE NORTH — 2009
What AMERICAN BANK OF THE NORTH reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 629,149,000 | 624,788,000 | 646,191,000 | 670,531,000 |
| Total loans | 582,187,000 | 580,331,000 | 575,215,000 | 574,565,000 |
| Allowance for loan losses | 9,518,000 | 8,337,000 | 9,952,000 | 10,511,000 |
| Securities available for sale | 21,697,000 | 17,121,000 | 34,750,000 | 48,318,000 |
| Securities held to maturity | 2,758,000 | 2,693,000 | 2,692,000 | 2,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,282,000 | 556,403,000 | 578,917,000 | 599,878,000 |
| Interest-bearing deposits | 523,703,000 | 528,366,000 | 548,123,000 | 564,154,000 |
| Noninterest-bearing deposits | 25,579,000 | 28,037,000 | 30,794,000 | 35,724,000 |
| Equity capital | 54,520,000 | 55,085,000 | 54,490,000 | 55,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,723,000 | 17,374,000 | 26,027,000 | 35,067,000 |
| Interest expense | 3,255,000 | 6,431,000 | 9,580,000 | 12,627,000 |
| Net interest income | 5,468,000 | 10,943,000 | 16,447,000 | 22,440,000 |
| Noninterest income | 604,000 | 1,182,000 | 1,612,000 | 2,359,000 |
| Noninterest expense | 3,154,000 | 7,056,000 | 10,570,000 | 14,545,000 |
| Provision for loan losses | 612,000 | 2,112,000 | 4,112,000 | 5,222,000 |
| Pretax income | 2,306,000 | 2,957,000 | 3,377,000 | 5,032,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | 2,305,000 | 2,954,000 | 3,373,000 | 5,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,475,000 | 55,135,000 | 54,314,000 | 55,969,000 |
| Total capital | 61,439,000 | 62,029,000 | 61,150,000 | 62,803,000 |
| Risk-weighted assets | 554,595,000 | 550,072,000 | 543,770,000 | 543,071,000 |