Call reports 2006
AMERICAN BANK OF THE NORTH — 2006
What AMERICAN BANK OF THE NORTH reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 453,661,000 | 464,463,000 | 480,711,000 | 490,861,000 |
| Total loans | 418,529,000 | 429,601,000 | 444,320,000 | 455,618,000 |
| Allowance for loan losses | 4,505,000 | 4,675,000 | 4,759,000 | 4,812,000 |
| Securities available for sale | 16,160,000 | 15,987,000 | 16,249,000 | 15,298,000 |
| Securities held to maturity | 3,002,000 | 3,305,000 | 4,303,000 | 3,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,993,000 | 408,370,000 | 440,728,000 | 444,598,000 |
| Interest-bearing deposits | 378,088,000 | 395,535,000 | 429,136,000 | 430,719,000 |
| Noninterest-bearing deposits | 13,905,000 | 12,835,000 | 11,592,000 | 13,879,000 |
| Equity capital | 36,743,000 | 37,235,000 | 38,397,000 | 40,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,628,000 | 15,727,000 | 24,433,000 | 33,629,000 |
| Interest expense | 2,828,000 | 6,015,000 | 9,533,000 | 13,403,000 |
| Net interest income | 4,800,000 | 9,712,000 | 14,900,000 | 20,226,000 |
| Noninterest income | 430,000 | 930,000 | 1,388,000 | 1,793,000 |
| Noninterest expense | 2,606,000 | 5,087,000 | 7,623,000 | 10,330,000 |
| Provision for loan losses | 100,000 | 364,000 | 574,000 | 824,000 |
| Pretax income | 2,524,000 | 5,191,000 | 8,091,000 | 10,865,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | 2,523,000 | 5,188,000 | 8,087,000 | 10,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,912,000 | 37,604,000 | 38,530,000 | 40,125,000 |
| Total capital | 41,417,000 | 42,279,000 | 43,289,000 | 44,937,000 |
| Risk-weighted assets | 391,134,000 | 401,815,000 | 413,926,000 | 427,986,000 |