Call reports 2002
AMERICAN BANK OF THE NORTH — 2002
What AMERICAN BANK OF THE NORTH reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 125,278,000 | 302,330,000 | 305,918,000 | 312,575,000 |
| Total loans | 109,596,000 | 260,454,000 | 264,916,000 | 280,217,000 |
| Allowance for loan losses | 1,295,000 | 2,893,000 | 2,993,000 | 3,129,000 |
| Securities available for sale | 9,568,000 | 22,289,000 | 18,522,000 | 17,970,000 |
| Securities held to maturity | 320,000 | 484,000 | 482,000 | 482,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,306,000 | 269,313,000 | 273,131,000 | 276,293,000 |
| Interest-bearing deposits | 108,822,000 | 251,776,000 | 250,945,000 | 259,410,000 |
| Noninterest-bearing deposits | 4,484,000 | 17,537,000 | 22,186,000 | 16,883,000 |
| Equity capital | 9,589,000 | 24,175,000 | 25,158,000 | 26,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,182,000 | 10,717,000 | 16,106,000 | 21,419,000 |
| Interest expense | 922,000 | 4,142,000 | 6,033,000 | 7,817,000 |
| Net interest income | 1,260,000 | 6,575,000 | 10,073,000 | 13,602,000 |
| Noninterest income | 91,000 | 500,000 | 824,000 | 1,138,000 |
| Noninterest expense | 600,000 | 3,576,000 | 5,478,000 | 7,585,000 |
| Provision for loan losses | 138,000 | 1,753,000 | 1,953,000 | 2,313,000 |
| Pretax income | 613,000 | 1,753,000 | 3,473,000 | 4,849,000 |
| Income tax | 1,000 | 15,000 | 21,000 | 27,000 |
| Net income | 612,000 | 1,738,000 | 3,452,000 | 4,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,638,000 | 23,670,000 | 24,475,000 | 25,407,000 |
| Total capital | 10,860,000 | 26,547,000 | 27,405,000 | 28,509,000 |
| Risk-weighted assets | 97,737,000 | 230,164,000 | 234,371,000 | 248,150,000 |