Call reports 2001
AMERICAN BANK OF THE NORTH — 2001
What AMERICAN BANK OF THE NORTH reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 114,198,000 | 113,930,000 | 120,951,000 | 123,026,000 |
| Total loans | 97,252,000 | 98,804,000 | 103,625,000 | 107,172,000 |
| Allowance for loan losses | 1,072,000 | 1,068,000 | 1,098,000 | 1,183,000 |
| Securities available for sale | 10,585,000 | 10,524,000 | 11,647,000 | 9,984,000 |
| Securities held to maturity | 332,000 | 332,000 | 331,000 | 330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,073,000 | 95,057,000 | 107,187,000 | 109,820,000 |
| Interest-bearing deposits | 90,408,000 | 89,358,000 | 101,581,000 | 103,604,000 |
| Noninterest-bearing deposits | 6,665,000 | 5,699,000 | 5,606,000 | 6,216,000 |
| Equity capital | 8,619,000 | 8,752,000 | 9,209,000 | 9,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,306,000 | 4,597,000 | 6,931,000 | 9,135,000 |
| Interest expense | 1,224,000 | 2,392,000 | 3,555,000 | 4,642,000 |
| Net interest income | 1,082,000 | 2,205,000 | 3,376,000 | 4,493,000 |
| Noninterest income | 97,000 | 211,000 | 300,000 | 358,000 |
| Noninterest expense | 539,000 | 1,160,000 | 1,757,000 | 2,472,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 203,000 |
| Pretax income | 610,000 | 1,196,000 | 1,814,000 | 2,176,000 |
| Income tax | 60,000 | 94,000 | 97,000 | 98,000 |
| Net income | 550,000 | 1,102,000 | 1,717,000 | 2,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,600,000 | 8,689,000 | 9,056,000 | 9,125,000 |
| Total capital | 9,672,000 | 9,757,000 | 10,154,000 | 10,301,000 |
| Risk-weighted assets | 86,479,000 | 88,637,000 | 92,239,000 | 94,122,000 |