Call reports 2005
FIRST NATIONAL BANK OF SARCOXIE, THE — 2005
What FIRST NATIONAL BANK OF SARCOXIE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 25,359,000 | 24,458,000 | 24,806,000 | 25,421,000 |
| Total loans | 16,796,000 | 17,263,000 | 19,087,000 | 18,673,000 |
| Allowance for loan losses | 292,000 | 283,000 | 286,000 | 289,000 |
| Securities available for sale | 2,396,000 | 2,143,000 | 1,966,000 | 1,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,996,000 | 20,612,000 | 20,949,000 | 21,480,000 |
| Interest-bearing deposits | 17,544,000 | 16,792,000 | 17,450,000 | 17,823,000 |
| Noninterest-bearing deposits | 3,452,000 | 3,820,000 | 3,499,000 | 3,657,000 |
| Equity capital | 2,753,000 | 2,725,000 | 2,718,000 | 2,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 753,000 | 1,148,000 | 1,545,000 |
| Interest expense | 85,000 | 178,000 | 282,000 | 402,000 |
| Net interest income | 289,000 | 575,000 | 866,000 | 1,143,000 |
| Noninterest income | 42,000 | 86,000 | 128,000 | 174,000 |
| Noninterest expense | 188,000 | 377,000 | 562,000 | 728,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 140,000 | 277,000 | 422,000 | 575,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 277,000 | 422,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,789,000 | 2,752,000 | 2,746,000 | 2,849,000 |
| Total capital | 3,007,000 | 2,969,000 | 2,980,000 | 3,082,000 |
| Risk-weighted assets | 17,213,000 | 17,215,000 | 18,514,000 | 18,538,000 |