Call reports 2004
FIRST NATIONAL BANK OF SARCOXIE, THE — 2004
What FIRST NATIONAL BANK OF SARCOXIE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 25,143,000 | 25,136,000 | 25,681,000 | 25,222,000 |
| Total loans | 19,507,000 | 19,759,000 | 19,146,000 | 18,378,000 |
| Allowance for loan losses | 304,000 | 305,000 | 309,000 | 310,000 |
| Securities available for sale | 2,926,000 | 2,684,000 | 2,592,000 | 2,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,402,000 | 20,622,000 | 21,105,000 | 20,818,000 |
| Interest-bearing deposits | 16,932,000 | 17,303,000 | 17,615,000 | 17,241,000 |
| Noninterest-bearing deposits | 3,470,000 | 3,319,000 | 3,490,000 | 3,577,000 |
| Equity capital | 2,765,000 | 2,710,000 | 2,770,000 | 2,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 404,000 | 778,000 | 1,170,000 | 1,544,000 |
| Interest expense | 80,000 | 155,000 | 234,000 | 312,000 |
| Net interest income | 324,000 | 623,000 | 936,000 | 1,232,000 |
| Noninterest income | 48,000 | 86,000 | 131,000 | 183,000 |
| Noninterest expense | 184,000 | 351,000 | 534,000 | 696,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | 188,000 | 357,000 | 532,000 | 718,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 188,000 | 357,000 | 532,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,719,000 | 2,738,000 | 2,764,000 | 2,799,000 |
| Total capital | 2,960,000 | 2,983,000 | 3,004,000 | 3,033,000 |
| Risk-weighted assets | 18,984,000 | 19,270,000 | 18,995,000 | 18,346,000 |