Call reports 2001
SOUTH BRANCH VALLEY NATIONAL BANK OF MOOREFIELD, THE — 2001
What SOUTH BRANCH VALLEY NATIONAL BANK OF MOOREFIELD, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 165,964,000 | 166,640,000 | 176,259,000 | 188,171,000 |
| Total loans | 131,495,000 | 130,163,000 | 137,213,000 | 142,654,000 |
| Allowance for loan losses | 1,282,000 | 1,341,000 | 1,387,000 | 1,450,000 |
| Securities available for sale | 23,344,000 | 21,720,000 | 28,660,000 | 34,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,202,000 | 107,820,000 | 112,767,000 | 115,555,000 |
| Interest-bearing deposits | 94,093,000 | 95,109,000 | 100,426,000 | 101,195,000 |
| Noninterest-bearing deposits | 13,109,000 | 12,711,000 | 12,341,000 | 14,360,000 |
| Equity capital | 12,269,000 | 12,113,000 | 12,932,000 | 12,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,254,000 | 6,545,000 | 9,859,000 | 13,255,000 |
| Interest expense | 1,724,000 | 3,404,000 | 5,045,000 | 6,605,000 |
| Net interest income | 1,530,000 | 3,141,000 | 4,814,000 | 6,650,000 |
| Noninterest income | 119,000 | 246,000 | 374,000 | 532,000 |
| Noninterest expense | 861,000 | 1,718,000 | 2,572,000 | 3,380,000 |
| Provision for loan losses | 55,000 | 115,000 | 175,000 | 235,000 |
| Pretax income | 733,000 | 1,566,000 | 2,456,000 | 3,581,000 |
| Income tax | 257,000 | 516,000 | 789,000 | 1,174,000 |
| Net income | 476,000 | 1,050,000 | 1,667,000 | 2,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,940,000 | 11,810,000 | 12,371,000 | 12,564,000 |
| Total capital | 13,222,000 | 13,151,000 | 13,758,000 | 14,014,000 |
| Risk-weighted assets | 121,364,000 | 121,276,000 | 129,218,000 | 135,110,000 |