Call reports 2006
1ST NATIONAL BANK & TRUST — 2006
What 1ST NATIONAL BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 380,131,000 | 465,010,000 |
| Total loans | 289,367,000 | 282,999,000 |
| Allowance for loan losses | 2,902,000 | 2,907,000 |
| Securities available for sale | 69,587,000 | 22,168,000 |
| Securities held to maturity | 0 | 39,790,000 |
| Trading assets | 0 | 0 |
| Total deposits | 325,929,000 | 285,380,000 |
| Interest-bearing deposits | 277,048,000 | 247,982,000 |
| Noninterest-bearing deposits | 48,881,000 | 37,398,000 |
| Equity capital | 29,952,000 | 118,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 5,668,000 | 5,725,000 |
| Interest expense | 2,576,000 | 2,484,000 |
| Net interest income | 3,092,000 | 3,241,000 |
| Noninterest income | 591,000 | 472,000 |
| Noninterest expense | 2,626,000 | 2,144,000 |
| Provision for loan losses | 54,000 | 0 |
| Pretax income | 1,003,000 | 1,569,000 |
| Income tax | 343,000 | 593,000 |
| Net income | 660,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 29,781,000 | 23,510,000 |
| Total capital | 32,683,000 | 26,417,000 |
| Risk-weighted assets | 279,833,000 | 267,727,000 |