Call reports 2002
1ST NATIONAL BANK & TRUST — 2002
What 1ST NATIONAL BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 207,856,000 | 212,850,000 | 216,275,000 | 222,052,000 |
| Total loans | 150,237,000 | 159,308,000 | 158,034,000 | 158,294,000 |
| Allowance for loan losses | 1,632,000 | 1,670,000 | 1,668,000 | 1,704,000 |
| Securities available for sale | 40,224,000 | 39,521,000 | 38,173,000 | 40,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,850,000 | 162,264,000 | 169,111,000 | 180,512,000 |
| Interest-bearing deposits | 142,201,000 | 138,018,000 | 146,872,000 | 156,554,000 |
| Noninterest-bearing deposits | 25,649,000 | 24,246,000 | 22,239,000 | 23,958,000 |
| Equity capital | 17,602,000 | 18,616,000 | 19,372,000 | 19,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,226,000 | 6,529,000 | 9,807,000 | 13,026,000 |
| Interest expense | 986,000 | 1,937,000 | 2,904,000 | 3,795,000 |
| Net interest income | 2,240,000 | 4,592,000 | 6,903,000 | 9,231,000 |
| Noninterest income | 407,000 | 842,000 | 1,248,000 | 1,645,000 |
| Noninterest expense | 1,629,000 | 3,311,000 | 4,979,000 | 6,640,000 |
| Provision for loan losses | 97,000 | 186,000 | 232,000 | 321,000 |
| Pretax income | 921,000 | 1,937,000 | 2,940,000 | 3,915,000 |
| Income tax | 317,000 | 671,000 | 1,021,000 | 1,348,000 |
| Net income | 604,000 | 1,266,000 | 1,919,000 | 2,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,324,000 | 17,985,000 | 18,639,000 | 19,286,000 |
| Total capital | 18,956,000 | 19,655,000 | 20,307,000 | 20,990,000 |
| Risk-weighted assets | 150,090,000 | 156,912,000 | 154,483,000 | 156,636,000 |