Call reports 2001
1ST NATIONAL BANK & TRUST — 2001
What 1ST NATIONAL BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 204,665,000 | 196,759,000 | 202,966,000 | 212,503,000 |
| Total loans | 136,557,000 | 141,891,000 | 141,211,000 | 145,853,000 |
| Allowance for loan losses | 1,371,000 | 1,419,000 | 1,441,000 | 1,551,000 |
| Securities available for sale | 36,232,000 | 33,878,000 | 37,905,000 | 36,979,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,913,000 | 164,896,000 | 171,881,000 | 175,849,000 |
| Interest-bearing deposits | 150,835,000 | 143,224,000 | 151,237,000 | 150,463,000 |
| Noninterest-bearing deposits | 23,078,000 | 21,672,000 | 20,644,000 | 25,386,000 |
| Equity capital | 15,359,000 | 15,715,000 | 16,606,000 | 16,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,633,000 | 7,205,000 | 10,710,000 | 14,091,000 |
| Interest expense | 1,979,000 | 3,746,000 | 5,360,000 | 6,646,000 |
| Net interest income | 1,654,000 | 3,459,000 | 5,350,000 | 7,445,000 |
| Noninterest income | 356,000 | 751,000 | 1,112,000 | 1,898,000 |
| Noninterest expense | 1,499,000 | 3,030,000 | 4,610,000 | 6,184,000 |
| Provision for loan losses | 4,000 | 70,000 | 109,000 | 250,000 |
| Pretax income | 507,000 | 1,110,000 | 1,745,000 | 2,854,000 |
| Income tax | 157,000 | 358,000 | 570,000 | 975,000 |
| Net income | 350,000 | 752,000 | 1,175,000 | 1,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,191,000 | 15,593,000 | 16,016,000 | 16,720,000 |
| Total capital | 16,562,000 | 17,012,000 | 17,457,000 | 18,271,000 |
| Risk-weighted assets | 137,064,000 | 141,624,000 | 140,193,000 | 146,422,000 |