Call reports 2025
FIRST GENERAL BANK — 2025
What FIRST GENERAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,142,968,000 | 1,136,957,000 | 1,141,215,000 | 1,135,513,000 |
| Total loans | 892,799,000 | 929,840,000 | 912,451,000 | 920,751,000 |
| Allowance for loan losses | 12,295,000 | 12,495,000 | 12,695,000 | 12,695,000 |
| Securities available for sale | 4,978,000 | 4,865,000 | 4,988,000 | 4,961,000 |
| Securities held to maturity | 2,140,000 | 2,114,000 | 2,088,000 | 2,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 836,150,000 | 824,031,000 | 822,855,000 | 806,057,000 |
| Interest-bearing deposits | 718,434,000 | 714,354,000 | 708,670,000 | 685,461,000 |
| Noninterest-bearing deposits | 117,716,000 | 109,677,000 | 114,185,000 | 120,596,000 |
| Equity capital | 280,798,000 | 284,842,000 | 292,960,000 | 294,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 20,440,000 | 41,562,000 | 62,895,000 | 82,653,000 |
| Interest expense | 5,839,000 | 11,581,000 | 17,395,000 | 22,778,000 |
| Net interest income | 14,601,000 | 29,981,000 | 45,500,000 | 59,875,000 |
| Noninterest income | 294,000 | 621,000 | 996,000 | 1,254,000 |
| Noninterest expense | 4,463,000 | 8,705,000 | 13,185,000 | 19,204,000 |
| Provision for loan losses | 200,000 | 400,000 | 600,000 | 600,000 |
| Pretax income | 10,232,000 | 21,497,000 | 32,711,000 | 41,325,000 |
| Income tax | 3,019,000 | 6,337,000 | 9,673,000 | 12,135,000 |
| Net income | 7,213,000 | 15,160,000 | 23,038,000 | 29,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 281,438,000 | 285,526,000 | 293,518,000 | 294,765,000 |