Call reports 2024
FIRST GENERAL BANK — 2024
What FIRST GENERAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,107,423,000 | 1,121,749,000 | 1,145,959,000 | 1,152,613,000 |
| Total loans | 864,461,000 | 841,958,000 | 845,328,000 | 848,990,000 |
| Allowance for loan losses | 11,595,000 | 11,845,000 | 12,095,000 | 12,095,000 |
| Securities available for sale | 5,096,000 | 5,068,000 | 5,277,000 | 4,917,000 |
| Securities held to maturity | 5,246,000 | 5,218,000 | 2,193,000 | 2,167,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 828,805,000 | 832,905,000 | 851,871,000 | 847,444,000 |
| Interest-bearing deposits | 707,965,000 | 719,171,000 | 735,191,000 | 711,618,000 |
| Noninterest-bearing deposits | 120,840,000 | 113,734,000 | 116,680,000 | 135,826,000 |
| Equity capital | 256,005,000 | 261,023,000 | 270,971,000 | 273,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 23,355,000 | 46,683,000 | 69,943,000 | 91,838,000 |
| Interest expense | 6,245,000 | 12,947,000 | 20,003,000 | 26,417,000 |
| Net interest income | 17,110,000 | 33,736,000 | 49,940,000 | 65,421,000 |
| Noninterest income | 906,000 | 1,252,000 | 3,316,000 | 3,849,000 |
| Noninterest expense | 4,142,000 | 8,115,000 | 12,496,000 | 18,130,000 |
| Provision for loan losses | 250,000 | 500,000 | 750,000 | 750,000 |
| Pretax income | 13,624,000 | 26,373,000 | 40,010,000 | 50,390,000 |
| Income tax | 4,031,000 | 7,792,000 | 11,818,000 | 14,818,000 |
| Net income | 9,593,000 | 18,581,000 | 28,192,000 | 35,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 256,705,000 | 261,705,000 | 271,470,000 | 274,027,000 |