Call reports 2021
FIRST GENERAL BANK — 2021
What FIRST GENERAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,124,350,000 | 1,178,290,000 | 1,202,225,000 | 1,246,519,000 |
| Total loans | 1,036,211,000 | 1,055,143,000 | 1,033,154,000 | 1,088,947,000 |
| Allowance for loan losses | 9,924,000 | 9,924,000 | 9,852,000 | 9,852,000 |
| Securities available for sale | 4,433,000 | 4,412,000 | 3,966,000 | 7,008,000 |
| Securities held to maturity | 3,515,000 | 3,457,000 | 3,154,000 | 3,102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 882,613,000 | 944,836,000 | 959,874,000 | 995,878,000 |
| Interest-bearing deposits | 710,194,000 | 763,671,000 | 764,695,000 | 801,156,000 |
| Noninterest-bearing deposits | 172,419,000 | 181,165,000 | 195,179,000 | 194,722,000 |
| Equity capital | 162,798,000 | 169,625,000 | 176,064,000 | 180,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,374,000 | 22,977,000 | 35,342,000 | 48,905,000 |
| Interest expense | 1,021,000 | 1,913,000 | 2,765,000 | 3,621,000 |
| Net interest income | 10,353,000 | 21,064,000 | 32,577,000 | 45,284,000 |
| Noninterest income | 976,000 | 2,541,000 | 4,366,000 | 7,226,000 |
| Noninterest expense | 3,112,000 | 5,938,000 | 9,080,000 | 13,804,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,217,000 | 17,667,000 | 27,863,000 | 38,706,000 |
| Income tax | 2,429,000 | 5,218,000 | 8,227,000 | 11,404,000 |
| Net income | 5,788,000 | 12,449,000 | 19,636,000 | 27,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,510,000 | 169,329,000 | 175,769,000 | 180,665,000 |