Call reports 2020
FIRST GENERAL BANK — 2020
What FIRST GENERAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 977,852,000 | 1,047,182,000 | 1,066,779,000 | 1,098,678,000 |
| Total loans | 896,844,000 | 943,362,000 | 968,481,000 | 1,003,068,000 |
| Allowance for loan losses | 8,224,000 | 8,674,000 | 9,274,000 | 9,924,000 |
| Securities available for sale | 3,100,000 | 4,185,000 | 3,584,000 | 5,798,000 |
| Securities held to maturity | 4,127,000 | 4,068,000 | 3,890,000 | 3,570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 779,676,000 | 794,512,000 | 817,996,000 | 848,366,000 |
| Interest-bearing deposits | 659,070,000 | 641,033,000 | 674,594,000 | 697,251,000 |
| Noninterest-bearing deposits | 120,606,000 | 153,479,000 | 143,402,000 | 151,115,000 |
| Equity capital | 145,990,000 | 150,416,000 | 154,893,000 | 156,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,317,000 | 22,846,000 | 33,528,000 | 45,149,000 |
| Interest expense | 2,915,000 | 5,152,000 | 6,818,000 | 8,147,000 |
| Net interest income | 9,402,000 | 17,694,000 | 26,710,000 | 37,002,000 |
| Noninterest income | 813,000 | 2,094,000 | 2,691,000 | 3,692,000 |
| Noninterest expense | 3,110,000 | 6,030,000 | 8,772,000 | 12,731,000 |
| Provision for loan losses | 0 | 450,000 | 1,050,000 | 1,700,000 |
| Pretax income | 7,105,000 | 13,308,000 | 19,579,000 | 26,263,000 |
| Income tax | 2,097,000 | 3,931,000 | 5,781,000 | 7,758,000 |
| Net income | 5,008,000 | 9,377,000 | 13,798,000 | 18,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,318,000 | 150,025,000 | 154,527,000 | 156,550,000 |