Call reports 2019
FIRST GENERAL BANK — 2019
What FIRST GENERAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 954,328,000 | 961,244,000 | 982,769,000 | 977,318,000 |
| Total loans | 880,669,000 | 877,682,000 | 920,139,000 | 905,752,000 |
| Allowance for loan losses | 7,960,000 | 8,224,000 | 8,224,000 | 8,224,000 |
| Securities available for sale | 3,008,000 | 3,012,000 | 2,996,000 | 3,347,000 |
| Securities held to maturity | 4,598,000 | 4,509,000 | 4,449,000 | 4,187,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 810,030,000 | 803,907,000 | 819,276,000 | 795,247,000 |
| Interest-bearing deposits | 700,814,000 | 693,746,000 | 716,586,000 | 681,111,000 |
| Noninterest-bearing deposits | 109,217,000 | 110,161,000 | 102,690,000 | 114,136,000 |
| Equity capital | 127,765,000 | 133,203,000 | 138,658,000 | 140,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,802,000 | 27,727,000 | 41,238,000 | 54,222,000 |
| Interest expense | 2,936,000 | 6,137,000 | 9,587,000 | 12,935,000 |
| Net interest income | 10,866,000 | 21,590,000 | 31,651,000 | 41,287,000 |
| Noninterest income | 525,000 | 750,000 | 1,080,000 | 1,897,000 |
| Noninterest expense | 3,218,000 | 6,405,000 | 9,471,000 | 13,285,000 |
| Provision for loan losses | 187,000 | 375,000 | 375,000 | 375,000 |
| Pretax income | 7,986,000 | 15,560,000 | 22,885,000 | 29,524,000 |
| Income tax | 2,356,000 | 4,600,000 | 6,770,000 | 8,729,000 |
| Net income | 5,630,000 | 10,960,000 | 16,115,000 | 20,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,114,000 | 132,540,000 | 137,992,000 | 140,152,000 |
| Total capital | 135,154,000 | 140,844,000 | 146,296,000 | 148,456,000 |
| Risk-weighted assets | 814,551,000 | 806,810,000 | 835,691,000 | 833,391,000 |