Call reports 2017
FIRST GENERAL BANK — 2017
What FIRST GENERAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 862,886,000 | 903,483,000 | 908,199,000 | 908,053,000 |
| Total loans | 762,716,000 | 727,722,000 | 769,412,000 | 766,870,000 |
| Allowance for loan losses | 6,795,000 | 6,795,000 | 7,045,000 | 7,074,000 |
| Securities available for sale | 411,000 | 388,000 | 369,000 | 349,000 |
| Securities held to maturity | 6,227,000 | 6,023,000 | 5,818,000 | 5,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 760,392,000 | 799,118,000 | 798,778,000 | 785,690,000 |
| Interest-bearing deposits | 661,838,000 | 689,049,000 | 681,876,000 | 665,712,000 |
| Noninterest-bearing deposits | 98,554,000 | 110,069,000 | 116,902,000 | 119,978,000 |
| Equity capital | 96,194,000 | 99,686,000 | 103,497,000 | 102,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,342,000 | 18,576,000 | 28,846,000 | 38,866,000 |
| Interest expense | 1,400,000 | 2,897,000 | 4,471,000 | 6,066,000 |
| Net interest income | 7,942,000 | 15,679,000 | 24,375,000 | 32,800,000 |
| Noninterest income | 842,000 | 1,230,000 | 1,613,000 | 1,969,000 |
| Noninterest expense | 2,463,000 | 4,761,000 | 7,541,000 | 10,980,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 300,000 |
| Pretax income | 6,171,000 | 11,998,000 | 18,297,000 | 23,489,000 |
| Income tax | 2,498,000 | 4,907,000 | 7,599,000 | 11,853,000 |
| Net income | 3,673,000 | 7,091,000 | 10,698,000 | 11,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,197,000 | 98,702,000 | 102,521,000 | 101,488,000 |
| Total capital | 102,072,000 | 105,577,000 | 109,646,000 | 108,642,000 |
| Risk-weighted assets | 663,008,000 | 646,156,000 | 677,939,000 | 697,618,000 |