Call reports 2016
FIRST GENERAL BANK — 2016
What FIRST GENERAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 756,417,000 | 775,496,000 | 815,521,000 | 840,573,000 |
| Total loans | 665,773,000 | 708,152,000 | 704,849,000 | 768,573,000 |
| Allowance for loan losses | 6,320,000 | 6,470,000 | 6,495,000 | 6,645,000 |
| Securities available for sale | 528,000 | 501,000 | 460,000 | 428,000 |
| Securities held to maturity | 5,851,000 | 5,650,000 | 4,933,000 | 6,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 664,987,000 | 684,004,000 | 719,799,000 | 740,352,000 |
| Interest-bearing deposits | 581,216,000 | 595,479,000 | 629,032,000 | 651,320,000 |
| Noninterest-bearing deposits | 83,771,000 | 88,525,000 | 90,767,000 | 89,032,000 |
| Equity capital | 84,726,000 | 88,008,000 | 91,104,000 | 92,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,374,000 | 17,880,000 | 26,448,000 | 35,723,000 |
| Interest expense | 1,198,000 | 2,464,000 | 3,791,000 | 5,167,000 |
| Net interest income | 8,176,000 | 15,416,000 | 22,657,000 | 30,556,000 |
| Noninterest income | 1,231,000 | 1,951,000 | 2,611,000 | 2,963,000 |
| Noninterest expense | 2,439,000 | 4,831,000 | 7,314,000 | 10,794,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 6,818,000 | 12,236,000 | 17,504,000 | 22,125,000 |
| Income tax | 2,808,000 | 5,040,000 | 7,282,000 | 9,311,000 |
| Net income | 4,010,000 | 7,196,000 | 10,222,000 | 12,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,858,000 | 87,140,000 | 90,250,000 | 91,214,000 |
| Total capital | 90,258,000 | 93,690,000 | 96,825,000 | 97,939,000 |
| Risk-weighted assets | 611,239,000 | 640,383,000 | 627,653,000 | 663,348,000 |