Call reports 2012
FIRST GENERAL BANK — 2012
What FIRST GENERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 515,708,000 | 524,502,000 | 511,548,000 | 510,156,000 |
| Total loans | 363,499,000 | 391,115,000 | 440,011,000 | 448,959,000 |
| Allowance for loan losses | 3,493,000 | 3,793,000 | 4,003,000 | 4,245,000 |
| Securities available for sale | 3,321,000 | 4,161,000 | 4,019,000 | 3,723,000 |
| Securities held to maturity | 993,000 | 1,006,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,943,000 | 462,313,000 | 441,183,000 | 437,988,000 |
| Interest-bearing deposits | 423,785,000 | 428,860,000 | 397,932,000 | 388,488,000 |
| Noninterest-bearing deposits | 31,158,000 | 33,452,000 | 43,251,000 | 49,500,000 |
| Equity capital | 45,649,000 | 47,903,000 | 50,305,000 | 50,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,238,000 | 12,852,000 | 19,598,000 | 26,085,000 |
| Interest expense | 1,115,000 | 2,157,000 | 3,070,000 | 3,868,000 |
| Net interest income | 5,123,000 | 10,695,000 | 16,528,000 | 22,217,000 |
| Noninterest income | 413,000 | 833,000 | 1,220,000 | 1,415,000 |
| Noninterest expense | 1,975,000 | 3,897,000 | 5,856,000 | 8,641,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,300,000 |
| Pretax income | 3,261,000 | 7,031,000 | 10,992,000 | 13,691,000 |
| Income tax | 1,351,000 | 2,911,000 | 4,477,000 | 5,675,000 |
| Net income | 1,910,000 | 4,120,000 | 6,515,000 | 8,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,819,000 | 47,344,000 | 49,726,000 | 50,409,000 |
| Total capital | 48,330,000 | 51,155,000 | 53,747,000 | 54,684,000 |
| Risk-weighted assets | 355,110,000 | 370,876,000 | 397,259,000 | 397,443,000 |