Call reports 2005
FIRST GENERAL BANK — 2005
What FIRST GENERAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q4 |
|---|---|
| Total assets | 66,460,000 |
| Total loans | 7,246,000 |
| Allowance for loan losses | 72,000 |
| Securities available for sale | 16,739,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 50,680,000 |
| Interest-bearing deposits | 50,219,000 |
| Noninterest-bearing deposits | 461,000 |
| Equity capital | 15,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q4 |
|---|---|
| Interest income | 399,000 |
| Interest expense | 237,000 |
| Net interest income | 162,000 |
| Noninterest income | 2,000 |
| Noninterest expense | 1,109,000 |
| Provision for loan losses | 72,000 |
| Pretax income | -1,017,000 |
| Income tax | 0 |
| Net income | -1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q4 |
|---|---|
| Tier 1 capital | 15,483,000 |
| Total capital | 15,555,000 |
| Risk-weighted assets | 20,846,000 |
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