Call reports 2019
FIRST BANK OF THE PALM BEACHES — 2019
What FIRST BANK OF THE PALM BEACHES reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 184,583,000 | 183,079,000 | 189,126,000 | 191,667,000 |
| Total loans | 147,966,000 | 145,087,000 | 150,228,000 | 143,662,000 |
| Allowance for loan losses | 1,088,000 | 1,095,000 | 1,095,000 | 1,095,000 |
| Securities available for sale | 480,000 | 485,000 | 469,000 | 467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,378,000 | 166,390,000 | 171,681,000 | 173,444,000 |
| Interest-bearing deposits | 107,596,000 | 109,649,000 | 107,167,000 | 113,758,000 |
| Noninterest-bearing deposits | 60,782,000 | 56,741,000 | 64,514,000 | 59,686,000 |
| Equity capital | 15,757,000 | 16,068,000 | 16,434,000 | 17,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,934,000 | 3,852,000 | 5,784,000 | 7,746,000 |
| Interest expense | 357,000 | 719,000 | 1,096,000 | 1,507,000 |
| Net interest income | 1,577,000 | 3,133,000 | 4,688,000 | 6,239,000 |
| Noninterest income | 157,000 | 325,000 | 501,000 | 1,937,000 |
| Noninterest expense | 1,422,000 | 2,749,000 | 4,008,000 | 5,731,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 292,000 | 689,000 | 1,161,000 | 2,425,000 |
| Income tax | 74,000 | 175,000 | 294,000 | 641,000 |
| Net income | 218,000 | 514,000 | 867,000 | 1,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,755,000 | 16,064,000 | 16,435,000 | 17,361,000 |
| Total capital | 16,843,000 | 17,159,000 | 17,530,000 | 18,456,000 |
| Risk-weighted assets | 133,361,000 | 129,882,000 | 140,116,000 | 140,276,000 |