Call reports 2015
FIRST BANK OF THE PALM BEACHES — 2015
What FIRST BANK OF THE PALM BEACHES reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 110,736,000 | 112,587,000 | 123,323,000 | 122,041,000 |
| Total loans | 75,318,000 | 82,020,000 | 86,382,000 | 91,567,000 |
| Allowance for loan losses | 895,000 | 906,000 | 952,000 | 1,106,000 |
| Securities available for sale | 666,000 | 665,000 | 648,000 | 647,000 |
| Securities held to maturity | 1,741,000 | 1,742,000 | 1,742,000 | 1,742,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,322,000 | 96,975,000 | 108,326,000 | 104,880,000 |
| Interest-bearing deposits | 63,690,000 | 62,238,000 | 63,584,000 | 64,367,000 |
| Noninterest-bearing deposits | 31,632,000 | 34,738,000 | 44,742,000 | 40,513,000 |
| Equity capital | 12,248,000 | 12,410,000 | 12,651,000 | 14,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,859,000 | 2,905,000 | 4,020,000 |
| Interest expense | 85,000 | 173,000 | 262,000 | 359,000 |
| Net interest income | 797,000 | 1,686,000 | 2,643,000 | 3,661,000 |
| Noninterest income | 134,000 | 213,000 | 302,000 | 375,000 |
| Noninterest expense | 853,000 | 1,677,000 | 2,489,000 | 3,325,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 78,000 | 222,000 | 456,000 | 561,000 |
| Income tax | 0 | 0 | 0 | -1,273,000 |
| Net income | 78,000 | 222,000 | 456,000 | 1,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,273,000 | 12,435,000 | 12,673,000 | 13,389,000 |
| Total capital | 13,168,000 | 13,341,000 | 13,625,000 | 14,495,000 |
| Risk-weighted assets | 77,569,000 | 81,586,000 | 88,092,000 | 88,423,000 |