Call reports 2012
FIRST BANK OF THE PALM BEACHES — 2012
What FIRST BANK OF THE PALM BEACHES reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 81,363,000 | 80,491,000 | 80,844,000 | 90,071,000 |
| Total loans | 58,698,000 | 58,197,000 | 53,610,000 | 50,482,000 |
| Allowance for loan losses | 1,783,000 | 1,642,000 | 1,279,000 | 1,204,000 |
| Securities available for sale | 3,458,000 | 3,704,000 | 5,960,000 | 7,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,991,000 | 68,793,000 | 68,992,000 | 78,400,000 |
| Interest-bearing deposits | 53,436,000 | 53,131,000 | 54,760,000 | 59,340,000 |
| Noninterest-bearing deposits | 13,554,000 | 15,662,000 | 14,232,000 | 19,060,000 |
| Equity capital | 7,769,000 | 7,571,000 | 7,624,000 | 7,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,603,000 | 2,388,000 | 3,126,000 |
| Interest expense | 119,000 | 246,000 | 375,000 | 505,000 |
| Net interest income | 676,000 | 1,357,000 | 2,013,000 | 2,621,000 |
| Noninterest income | 20,000 | 56,000 | 76,000 | 114,000 |
| Noninterest expense | 692,000 | 1,378,000 | 2,089,000 | 2,774,000 |
| Provision for loan losses | 1,000 | 335,000 | 352,000 | 410,000 |
| Pretax income | 3,000 | -273,000 | -255,000 | -251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | -273,000 | -255,000 | -251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,689,000 | 7,420,000 | 7,443,000 | 7,454,000 |
| Total capital | 8,389,000 | 8,115,000 | 8,140,000 | 8,145,000 |
| Risk-weighted assets | 54,939,000 | 54,651,000 | 54,048,000 | 54,250,000 |