Call reports 2025
HIBERNIA BANK — 2025
What HIBERNIA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 254,353,000 | 240,167,000 | 242,305,000 | 245,961,000 |
| Total loans | 191,708,000 | 190,171,000 | 189,772,000 | 186,840,000 |
| Allowance for loan losses | 2,591,000 | 2,591,000 | 1,097,000 | 901,000 |
| Securities available for sale | 365,000 | 332,000 | 305,000 | 276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,655,000 | 204,736,000 | 206,911,000 | 211,185,000 |
| Interest-bearing deposits | 208,613,000 | 193,426,000 | 195,570,000 | 200,860,000 |
| Noninterest-bearing deposits | 10,042,000 | 11,310,000 | 11,341,000 | 10,325,000 |
| Equity capital | 34,053,000 | 33,951,000 | 33,890,000 | 33,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,962,000 | 5,809,000 | 8,657,000 | 11,345,000 |
| Interest expense | 1,774,000 | 3,337,000 | 4,865,000 | 6,416,000 |
| Net interest income | 1,188,000 | 2,472,000 | 3,792,000 | 4,929,000 |
| Noninterest income | 28,000 | 60,000 | 89,000 | 119,000 |
| Noninterest expense | 1,390,000 | 2,836,000 | 4,263,000 | 5,747,000 |
| Provision for loan losses | 55,000 | 55,000 | 55,000 | 155,000 |
| Pretax income | -229,000 | -359,000 | -437,000 | -854,000 |
| Income tax | -47,000 | -74,000 | -88,000 | -136,000 |
| Net income | -182,000 | -285,000 | -349,000 | -718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,103,000 | 28,000,000 | 27,937,000 | 27,538,000 |