Call reports 2024
HIBERNIA BANK — 2024
What HIBERNIA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 273,953,000 | 280,168,000 | 265,347,000 | 258,531,000 |
| Total loans | 217,303,000 | 207,166,000 | 201,274,000 | 194,776,000 |
| Allowance for loan losses | 1,547,000 | 1,825,000 | 2,025,000 | 2,536,000 |
| Securities available for sale | 500,000 | 462,000 | 437,000 | 394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,683,000 | 238,309,000 | 227,918,000 | 222,524,000 |
| Interest-bearing deposits | 218,693,000 | 226,350,000 | 217,115,000 | 212,182,000 |
| Noninterest-bearing deposits | 12,990,000 | 11,959,000 | 10,803,000 | 10,342,000 |
| Equity capital | 35,943,000 | 35,570,000 | 35,158,000 | 34,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,296,000 | 6,737,000 | 10,009,000 | 13,069,000 |
| Interest expense | 1,998,000 | 4,202,000 | 6,389,000 | 8,333,000 |
| Net interest income | 1,298,000 | 2,535,000 | 3,620,000 | 4,736,000 |
| Noninterest income | 32,000 | 65,000 | 96,000 | 120,000 |
| Noninterest expense | 1,359,000 | 2,821,000 | 4,261,000 | 5,763,000 |
| Provision for loan losses | 2,000 | 280,000 | 530,000 | 1,269,000 |
| Pretax income | -29,000 | -502,000 | -1,076,000 | -2,202,000 |
| Income tax | -5,000 | -103,000 | -255,000 | -462,000 |
| Net income | -24,000 | -399,000 | -821,000 | -1,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,953,000 | 29,603,000 | 29,206,000 | 28,285,000 |