Call reports 2023
HIBERNIA BANK — 2023
What HIBERNIA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 263,299,000 | 262,118,000 | 268,219,000 | 272,236,000 |
| Total loans | 211,701,000 | 216,176,000 | 220,950,000 | 221,499,000 |
| Allowance for loan losses | 1,453,000 | 1,482,000 | 1,484,000 | 1,545,000 |
| Securities available for sale | 680,000 | 620,000 | 567,000 | 539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,244,000 | 219,004,000 | 222,976,000 | 229,378,000 |
| Interest-bearing deposits | 201,779,000 | 201,714,000 | 207,361,000 | 214,736,000 |
| Noninterest-bearing deposits | 16,465,000 | 17,290,000 | 15,615,000 | 14,642,000 |
| Equity capital | 35,791,000 | 35,932,000 | 35,942,000 | 35,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,845,000 | 5,885,000 | 9,035,000 | 12,304,000 |
| Interest expense | 1,035,000 | 2,347,000 | 4,010,000 | 5,919,000 |
| Net interest income | 1,810,000 | 3,538,000 | 5,025,000 | 6,385,000 |
| Noninterest income | 88,000 | 141,000 | 194,000 | 233,000 |
| Noninterest expense | 1,517,000 | 3,083,000 | 4,569,000 | 5,984,000 |
| Provision for loan losses | 14,000 | 43,000 | 45,000 | 106,000 |
| Pretax income | 367,000 | 553,000 | 576,000 | 526,000 |
| Income tax | 79,000 | 119,000 | 127,000 | 62,000 |
| Net income | 288,000 | 434,000 | 449,000 | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,704,000 | 29,873,000 | 29,913,000 | 29,953,000 |