Call reports 2022
HIBERNIA BANK — 2022
What HIBERNIA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 227,026,000 | 241,125,000 | 253,551,000 | 258,851,000 |
| Total loans | 182,846,000 | 188,541,000 | 209,055,000 | 209,392,000 |
| Allowance for loan losses | 1,217,000 | 1,285,000 | 1,399,000 | 1,439,000 |
| Securities available for sale | 1,080,000 | 870,000 | 759,000 | 720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,351,000 | 197,711,000 | 209,225,000 | 214,293,000 |
| Interest-bearing deposits | 163,498,000 | 175,670,000 | 186,453,000 | 194,862,000 |
| Noninterest-bearing deposits | 19,853,000 | 22,041,000 | 22,772,000 | 19,431,000 |
| Equity capital | 34,552,000 | 34,864,000 | 35,127,000 | 35,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,997,000 | 4,206,000 | 6,686,000 | 9,496,000 |
| Interest expense | 292,000 | 635,000 | 1,177,000 | 1,987,000 |
| Net interest income | 1,705,000 | 3,571,000 | 5,509,000 | 7,509,000 |
| Noninterest income | 21,000 | 53,000 | 88,000 | 146,000 |
| Noninterest expense | 1,432,000 | 2,846,000 | 4,369,000 | 5,911,000 |
| Provision for loan losses | 27,000 | 95,000 | 209,000 | 249,000 |
| Pretax income | 267,000 | 683,000 | 1,019,000 | 1,495,000 |
| Income tax | 61,000 | 157,000 | 197,000 | 322,000 |
| Net income | 206,000 | 526,000 | 822,000 | 1,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,016,000 | 28,696,000 | 29,017,000 | 29,391,000 |