Call reports 2021
HIBERNIA BANK — 2021
What HIBERNIA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 210,889,000 | 214,270,000 | 225,020,000 | 227,971,000 |
| Total loans | 168,684,000 | 170,510,000 | 181,598,000 | 180,860,000 |
| Allowance for loan losses | 987,000 | 1,014,000 | 1,134,000 | 1,190,000 |
| Securities available for sale | 1,989,000 | 1,592,000 | 1,349,000 | 1,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,107,000 | 174,267,000 | 179,171,000 | 184,804,000 |
| Interest-bearing deposits | 158,120,000 | 158,360,000 | 158,611,000 | 165,728,000 |
| Noninterest-bearing deposits | 12,987,000 | 15,907,000 | 20,560,000 | 19,076,000 |
| Equity capital | 33,795,000 | 33,887,000 | 34,031,000 | 34,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,963,000 | 3,933,000 | 5,949,000 | 8,122,000 |
| Interest expense | 420,000 | 799,000 | 1,140,000 | 1,461,000 |
| Net interest income | 1,543,000 | 3,134,000 | 4,809,000 | 6,661,000 |
| Noninterest income | 19,000 | 36,000 | 77,000 | 100,000 |
| Noninterest expense | 1,429,000 | 2,866,000 | 4,261,000 | 5,599,000 |
| Provision for loan losses | 16,000 | 43,000 | 163,000 | 219,000 |
| Pretax income | 117,000 | 261,000 | 462,000 | 943,000 |
| Income tax | 27,000 | 59,000 | 106,000 | 214,000 |
| Net income | 90,000 | 202,000 | 356,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,167,000 | 27,340,000 | 27,563,000 | 27,994,000 |