Call reports 2020
HIBERNIA BANK — 2020
What HIBERNIA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 205,346,000 | 207,526,000 | 206,629,000 | 213,235,000 |
| Total loans | 164,722,000 | 165,509,000 | 164,416,000 | 169,405,000 |
| Allowance for loan losses | 661,000 | 849,000 | 901,000 | 971,000 |
| Securities available for sale | 4,460,000 | 4,131,000 | 3,758,000 | 2,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,319,000 | 164,408,000 | 163,983,000 | 170,527,000 |
| Interest-bearing deposits | 151,030,000 | 151,915,000 | 150,477,000 | 158,135,000 |
| Noninterest-bearing deposits | 11,289,000 | 12,493,000 | 13,506,000 | 12,392,000 |
| Equity capital | 33,417,000 | 33,464,000 | 33,581,000 | 33,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,264,000 | 4,396,000 | 6,483,000 | 8,635,000 |
| Interest expense | 729,000 | 1,339,000 | 1,866,000 | 2,327,000 |
| Net interest income | 1,535,000 | 3,057,000 | 4,617,000 | 6,308,000 |
| Noninterest income | 2,000 | 15,000 | 32,000 | 50,000 |
| Noninterest expense | 1,394,000 | 2,689,000 | 4,054,000 | 5,521,000 |
| Provision for loan losses | 58,000 | 246,000 | 298,000 | 368,000 |
| Pretax income | 195,000 | 247,000 | 407,000 | 613,000 |
| Income tax | 49,000 | 62,000 | 95,000 | 107,000 |
| Net income | 146,000 | 185,000 | 312,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,498,000 | 26,630,000 | 26,803,000 | 27,033,000 |
| Total capital | 27,159,000 | 27,479,000 | 27,704,000 | 28,004,000 |
| Risk-weighted assets | 128,244,000 | 130,720,000 | 129,392,000 | 132,943,000 |