Call reports 2019
HIBERNIA BANK — 2019
What HIBERNIA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 196,840,000 | 201,733,000 | 202,701,000 | 203,064,000 |
| Total loans | 154,766,000 | 155,785,000 | 155,861,000 | 160,452,000 |
| Allowance for loan losses | 466,000 | 519,000 | 581,000 | 603,000 |
| Securities available for sale | 11,379,000 | 8,177,000 | 7,723,000 | 7,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,932,000 | 154,069,000 | 160,610,000 | 163,284,000 |
| Interest-bearing deposits | 136,028,000 | 143,991,000 | 149,381,000 | 150,308,000 |
| Noninterest-bearing deposits | 9,904,000 | 10,078,000 | 11,229,000 | 12,976,000 |
| Equity capital | 33,016,000 | 33,163,000 | 33,233,000 | 33,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,168,000 | 4,445,000 | 6,742,000 | 8,945,000 |
| Interest expense | 610,000 | 1,354,000 | 2,146,000 | 2,897,000 |
| Net interest income | 1,558,000 | 3,091,000 | 4,596,000 | 6,048,000 |
| Noninterest income | 16,000 | 33,000 | 52,000 | 65,000 |
| Noninterest expense | 1,377,000 | 2,783,000 | 4,169,000 | 5,520,000 |
| Provision for loan losses | 47,000 | 100,000 | 162,000 | 184,000 |
| Pretax income | 150,000 | 241,000 | 317,000 | 409,000 |
| Income tax | 40,000 | 64,000 | 79,000 | 93,000 |
| Net income | 110,000 | 177,000 | 238,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,879,000 | 26,044,000 | 26,116,000 | 26,300,000 |
| Total capital | 26,345,000 | 26,563,000 | 26,697,000 | 26,903,000 |
| Risk-weighted assets | 113,954,000 | 116,710,000 | 118,545,000 | 126,133,000 |